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Muslimtrade Network members
about Morocco.

M  O  R  O  C  C  O 

1.1. General characteristics : *
1.2. General information : *
1.3. The legal framework of trade relationships : *

2.1. Main exported products : *
2.2. Main imported products : *
2.3. Trading partners : *

3.1. Imports regulations : *
3.2. Exports regulations : *
3.3. Other formalities and documents : *

4.1. Banking system : *
4.2. Exchange system : *
4.3. Methods and means for international settlement : *

5.1. Applicable duties and taxes : *
5.2. Special provisions : *

6.1. International Transports : *
6.2. Telecommunications : *
6.3. Distribution System : *



1.1. General characteristics : 

Official name 

Kingdom of Morocco


711,000 Km²


27 million in 1995


38 inhabitants per Km²



Climate The dominant climate is of Mediterranean nature, but it is Temperate in the north-west and the West by the Atlantic ocean. Globally, the year is divided into two major periods : the rainy season lasts in principle from October to May, but starting from April and under the influence of high tropical air pressures, the weather in Morocco becomes dry and hot. 
Main holidays 1st and 11th January, March 3rd, 1st and 23rd May, 9th July, 14th and 20th August, 6th and 18th November, Aid Al Fitr, Aid Al Adha and Aid Al Mouloud.

1.2. General information : 


Arabic, French, English and Spanish are currently used in business languages.


Dirham (MD)

Local time 


Working hours 

* Companies and Administration : From Monday to Thursday : From 8 H 00 to 12 H 00 and 14 H 30 to 18 H 30. Friday : from 8.00 to 11.3 0 and 15 H to 18.30. 

Banks : From Monday to Thursday from 8.15 to 11.30 and to 14.30 to 16.30. Friday from 8.15 to 11.15 and 14.30 to 16.30.

1.3. The legal framework of trade relationships : 

Morocco is member of the following international and regional organizations : 

The World Trade Organization (W.T.O) ; 

The United Nations Organization (UN) and its main specialized Institutions (World Bank, IMF, etc…) ; 

The Organization of the Islamic Conference (OIC) ; 

The Arab Maghreb Union (A.M.U) ; 

The Arab States League ; 

The Group of 77 ; 

Morocco has recently signed a new association agreement with its main trading partners: the European Union. Such an agreement notably provides for the setting up of a free trade area between both parties ; 

Several other economic and commercial co-operation agreement were signed between Morocco and most of the other African, Asian, European and American countries.

2.1. Main exported products : 

Phosphoric acid ;  

Rock phosphate ;  

Fertilizers ;  

Fish and canned fish ;  

Citrus fruit and fruit juice ;  

Textile and leather clothes ;  

Crustaceans and mollusks. 

2.2. Main imported products : 

Petroleum and by products ;  

Wheat ;  

Raw materials and semi-manufactured products ;  

capital goods;  

Miscellaneous consumption goods. 

2.3. Trading partners :

Main customers
Main suppliers 
United States 
Saudi Arabia
Great Britain 

The European Union is both the main customer and main supplier of Morocco.
The 1992 law on foreign trade consecrated the principle of Free Trade between Morocco and the rest of the world. Few products only are still submitted to quantitative restrictions (negative lists). 

3.1. Imports regulations : 

Importers are in general compelled to register their names at the foreign trade operators files in order to be delivered an importer's card ; 

Any import operation must be subjected to an import title which can be delivered under three forms : 

Import commitment when goods imports are duty free ;

Import license when imported goods are included in the negative list ;
And a prior import declaration provided for in order to safeguard national production against illicit trade practice (dumping, subventions etc). 

When imported goods benefit from tariff preferences within the framework of trade and tariff conventions, the importer must submit an application to the Ministry of Foreign Trade to obtain exemption from customs duties ; 

At all events, import titles are subjected to a domiciliation procedures with authorized bank agencies. 

3.2. Exports regulations :

In principle, as concerns any goods forwarding to foreign countries, Export title is compulsory except by way of derogation. This title may be delivered under two forms :
* Foreign currency exchange commitment to cover duty free goods exports ; 

* Import license required to cover the forwarding of goods subjected to restrictions (negative list).

Export title domiciliation is not compulsory.
3.3. Other formalities and documents :
Starting from 1994 in compliance with (Decree n° 2249-94), animals used in animal sub products manufacturing must be coupled with an official sanitary certificate of the country of origin ;
Likewise, cattle, poultry, eggs imports etc… are submitted to sanitary and phytosanitary controls; 

As concerns packaging, ticketing rules are notably applied to pharmaceutical, food products or to canned or packaged goods and dangerous substances ; 

Other documents are also often demanded fur customs clearance, customs declaration, transport title, parcels and packages list, certificate of origin and trade invoice.

4.1. Banking system : 

The Moroccan banking system is composed of four kinds of institutions : 

* Banque Al Maghreb which plays a pivotal role ; 

* Co-ordination and consultation organizations ; 

* Finance companies ; 

* And traditional banks which most of them are depository of exclusively private capitals, with a large number of foreign shares. These commercial banks play an important role at the level of international trade operations : domiciliation, financial settlement, imports files auditing, etc... 

4.2. Exchange system : 

Exchange regulation have been considerably relaxed in Morocco for the last two years :

Morocco has adopted a partial convertibility of the Dirham, current trade transactions benefit from free convertibility ; 

Foreign loans operations are no more subjected to the authorization of the foreign exchange office (office des changes) ; 

Exporters, non-resident businessmen and Moroccan workers abroad are authorized to open under some conditions foreign currency bank accounts. 

4.3. Methods and means for international settlement : 

Foreign trade operators resort to a wide range of methods of payment which vary according to business relations between trading partners : 

The most used methods of payment are : 

Documentary credit, under its various forms ; 

Documentary remittance ; 

And Swift transfer or telex. 

Businessmen, non-resident in Morocco may also use foreign currency accounts open in Morocco as the quickest means of payment.

After its adhesion to the GATT, Morocco introduced modifications to its customs taxation consisting of tariff barriers reduction. 

5.1. Applicable duties and taxes : 

Imported goods except by derogation, are subjected to the following duties and taxes: 

Import customs duty calculated on the basis of CIF value plus lighterage whose rates are as follows :

Reduced rates : 2.5% and 10%; 

Average rates : 17.5% and 25%; 

High rates : 35% and 45%. 

Import taxation at a flat rate of 15% also calculated on the a basis of CIF value plus lighterage. 

Value added tax at the rates of 7.14 or 20% variable according to the product's nature calculated on the basis of cleared goods value. 

Some goods, such as alcoholic and non-alcoholic drinks are also subjected to the payment of inland consumption tax. 

Finally, import parafiscal tax at the rate of 0.25% has recently been established. 

At Export level and within the framework of foreign trade promotion, exported goods are exempted from customs duties and assimilated taxes. 

5.2. Special provisions : 

The new agreement on the Free Trade Area between Morocco and the European Union has provided for the total abolition of tariff barriers between both parties. 

Likewise, tariff conventions between Morocco and some Islamic countries provide for total or partial exemptions from customs duties.

6.1. International Transports : 

Moroccan road network, estimated at 60,000 Km² in 1994, plays a relatively important role in the field of goods transport. 

The railway network whose length was estimated at 1907 Km in 1994, connects the main ports and the large cities. It is managed by l'Office National des Chemins de Fer (Moroccan railways Office). 

In the area of maritime transport, the Moroccan Shipping Company (COMANAV) is the first shipowner of the Kingdom of Morocco. It ensure regular links with most of 50 ports mainly located in Europe and Africa. There are also several other shipping transport companies of lesser importance. 

As concerns the ports network l'Office d'Exploitation des Ports (ODEP) (Moroccan harbors development office) controls the ten major trading ports of Morocco : Casablanca, Mohammedia (specialized in oil products), Agadir, Safi, Nador, Tangier, Jorf Lasfar (specialized in phosphate), Kenitra and Sahara ports. 

With regard to air transport Morocco is provided with 17 main airports, four of which ensure the major part of freight and passenger traffic : these are Casablanca, Agadir, Marrakech and Rabat-Salé. The National Air Company - Royal Air Maroc operates links with the main international airports of Europe, Africa, Asia and America ; but it has no more the monopoly in air transports, other companies such as Air-France and Air Liberté also operate in this field. 

6.2. Telecommunications : 

Telecommunications network in Morocco has for the last two years experienced a considerable expansion coupled with a diversification of proposed services : Mobile radio, telephone, transmission network, etc. 

At international level, Morocco is provided with automatic links with more than 160 countries in the world. A new telecommunications development plan is in process. 

6.3. Distribution System : 

The Moroccan distribution system has for the most part kept its traditional nature : family enterprises account for the main operations. 

Yet, for the last few years hypermarkets have quickly developed in the large cities such as Casablanca, Fes and Rabat. 

As concerns foreign trade operations, the major part of products are either imported by domestic enterprises (importers or wholesalers), or directly by retailers or by wholesalers and big stores.


Organizations & Public Establishments

Administration des Douanes et Impôts Indirects

1, place Mohamed V, Casablanca / MOROCCO

Tel. : (02) 224116 

Ministère du Commerce Extérieur

63, avenue My Youssef Rabat /

Tel : (07) 703363

Ministère des Finances

Quartier Administratif, Chellah Rabat 

Tel : (07) 760147

Banque Al Maghreb (Banque Centrale)

277, avenue Mohamed V. B.P. 445 Rabat.

Tel : (07) 763009

Centre Marocain de Promotion des Exportations CMPE

23, Bd. Girardot CASABLANCA

Tel. : (02) 302210

Centre Islamique pour le Développement du Commerce (C.I.D.C)

Complexe Commercial Habous, Av. des FAR - B.P. 13545 - Casablanca 20000

Tel : (02) 314974 

Fax: (02) 31 01 10 



Office des Changes

Place Pétri, 31 - rue Lumumba B.P. 71 - Rabat

Tel : (07) 721285